You've prepared for everything. Let's check if this one's covered.

Tap your state and savings range. See what your family would face — and what a single form changes.

Even if your child is the only person you'd want to inherit everything — without this form, a court decides what happens, not you.

Be honest with yourself for a second:

Do you know who is listed as your beneficiary on every account you own right now?

Without a named beneficiary, a grieving family sits across from a bank teller who says:

"My hands are tied. They should have done this when they were alive."

It doesn't matter that you're family. It doesn't matter that you have a will. See what it would cost your family — in under 2 minutes.

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Your information stays on your device.

Nothing you enter here is saved or stored anywhere. No account needed. This resets when you close the page. It's just for you.

Your state

My savings and accounts are roughly worth

My youngest child is

What this could cost your family

—

in fees — before your family sees a dollar

Without a beneficiary

—

court, lawyers, waiting

With a beneficiary on file

2–3 weeks

$0–$200 in fees

A single form — a Transfer on Death or Payable on Death designation — changes everything above. We're building a free beneficiary database so you can see every account you own, check who's listed, and fix what's missing. All in one place. So your list is actually complete.

Free. No spam. We'll email you when we launch.